How to Borrow
1. Visit CoinEx's official website (https://www.coinex.com), log in to your account, and select [Loans] under [Earn] in the top navigation bar.
2. On the Loans page, go to the Loanable Coins section, select the cryptocurrency you want to borrow, and click [Borrow].
3. In the pop-up window, click [Add Collateral] and select the asset you want to pledge as collateral (multiple assets can be pledged at the same time). You may also choose whether to enable Auto-Renewal (enabled by default).
Note:
When Auto-Renewal is enabled, the system will renew the loan every 10 days. Regardless of whether the renewal is successful, you will be notified via email and in-site messages. Please pay close attention to platform notifications. For detailed renewal rules, you may refer to Introduction to CoinEx Loans.
4. Enter the Borrowing Amount and Collateral Amount, then click [Confirm].
In the confirmation window, review the loan details, check the agreement box, and click [Confirm] again to complete the borrowing process.
5. After borrowing, you can view the loan details in [Loan Account] > [Assets].
How to Repay
1. Go to [Loan Account] > [Assets] and locate the borrowed asset, or click [Repay] directly on the Loans page.
2. Enter the Repayment Amount and click [Confirm] to complete the repayment.
By default, repayment is made using the borrowed asset. Both partial repayment and full repayment are supported.
Note: You may switch to [Repay with Collateral] at the bottom of the page. Repayment with collateral only supports full repayment. The system will convert the collateral into the borrowed asset and automatically complete the repayment.
How to Adjust Collateral
Go to [Loan Account] > [Assets], locate the borrowed asset, and click [Adjust].
In the pop-up window, you can select Add Collateral or Reduce Collateral. You can also review Adjustment Records.
(1) Add Collateral: Select the collateral asset, enter the amount, and click [Confirm] to complete the adjustment.
(2) Reduce Collateral: Select the collateral asset and enter the amount. Ensure that the LTV Ratio after adjustment does not exceed the initial LTV Ratio.
(3) Click [Adjust] > [Adjustment Records] to view the history of collateral adjustments.
How to View Loan Details
1. Go to [Loan Account] > [Assets], locate the borrowed asset, and click [Details].
2. Go to [Loan Account] > [Borrowing Records], locate the borrowed asset, and click [Details] to view Repayment Records, Interest Details, and Renewal Records. You can also filter loan records by Status to view records under specific statuses.