Crypto Loans | Borrow and Repay at Anytime

About Crypto Loans

CoinEx Crypto Loans refers to using one or more crypto assets as collaterals to borrow other crypto assets. The borrowed asset can be used for trading, investing in financial management, and obtaining higher returns, or you can also withdraw and use the assets.

How to Borrow Crypto

Add Collateral
Receive Loan
Repay Loan
Receive Collateral

Loanable Coins

Coins	Daily Interest	Operation

Note: The interest rate will fluctuate according to market conditions.

Collateral Available

Coins	Discount rate	Max. effective collateral value(USDT）

Example:

For example, the discount rate of BTC is 90%, max. effective collateral value is 10000 USDT, and its initial LTV (Loan-to-Value Ratio) is 70%. When your collateral is 20000 USDT worth of BTC, then: The discounted collateral value = 20000 * 90% = 18000 USDT, exceeding the max. effective collateral value. In this case, the actual effective collateral value is 10000 USDT and the max. loan = 10000 * 70% = 7000 USDT.

FAQ View More

Q1. How to calculate interest?

Once the loan is successful, 1 hour of interest is generated immediately. After that, the interest is calculated at every o'clock based on the to-be-repaid loan amount, without compounding unpaid interest. Interest = Loan amount x Daily interest rate / 24.
Note: The interest rate will fluctuate according to market conditions.
Q2. What can I do by borrowing coins?

A2. The borrowed coins can be used for trading or investment in financial management, and obtain higher returns, or you can also withdraw and use the assets.
Q3. Is there a time limit for borrowing coins?

A3. There is no time limit to borrow coins on CoinEx Crypto Loans, and you can repay them at any time.
Q4. How to prevent risks caused by market fluctuations?

A4. The lower the LTV (Loan-to-Value Ratio), the safer it is. You can keep the current LTV within a safe range by adding more collaterals.
Q5. What happens if my current LTV (Loan-to-Value Ratio) is too high?

A5. When the current LTV ≥ the alert LTV, the system will prompt you to add more collaterals. When the current LTV ≥ the liquidation LTV, the system will automatically sell your collaterals to repay the loan. Please add collaterals in time to avoid forced liquidation.