BlockBeats News, August 29th - At the "AI × New Finance - Innovation Global Tour · Hong Kong Station and Changjiang Star Program Launch Event," Obita co-founder and CEO Zhang Dayong stated that AI is compressing contract writing, code writing, and business decisions to the millisecond or even shorter. However, traditional cross-border payments may still require T+1 to T+7. The efficiency gap between the two will drive the reconstruction of payment infrastructure.

Zhang Dayong believes that blockchain and compliant stablecoins can reduce the multiple intermediary layers in traditional cross-border payments, allowing funds to be settled almost in real-time. By 2025, the on-chain transaction volume of stablecoins has reached approximately $33 trillion, but the proportion actually used in the real economy is still very low. The key in the next stage is to address compliance, security, and enterprise applications to enable stablecoins to truly enter cross-border trade.