BlockBeats News, August 7th. According to official sources, e-commerce operational funding RWA platform Dow Protocol announced the completion of a $10.5 million Seed round financing. The round was co-led by MH Ventures and Mapleblock Capital, with participation from Animoca Brands, Arcane Group, Hashkey Chain, Essentia Partners, and Quartet Group.

Dow Protocol targets merchants on top global e-commerce platforms, providing operational capital financing based on their sales receivables and real operational data. Its underlying asset servicing system is embedded in mainstream e-commerce platforms, allowing direct access to merchants' raw operational data for credit assessment and risk control. Through collaboration with the platforms, repayments are deducted directly at the platform level, bypassing the merchants' accounts, thereby controlling repayment risks from the source and establishing a leading receivables mechanism in the industry.

On the funding side, Dow Protocol leverages the instant settlement capability of stablecoins to compress the lengthy loan disbursement process in traditional lending to same-day funding at its fastest. For the cash flow-sensitive operational funding market, the speed of disbursement itself holds value, and therefore, a premium is willing to be paid for this efficiency. Additionally, Dow Protocol is driving on-chain native generation of new logic for operational funding, allowing funding terms to be executed in a highly granular programmable manner, restructuring the underlying operational logic of supply chain finance.

Dow Protocol is positioned as a universal cross-e-commerce PayFi RWA funding protocol, with a framework that can be extended to supply chain finance funding needs in various scenarios such as e-commerce, dining, payments, gaming, AI computing power, and more.